Cobscook Financial LLC, doing business as Cobscook Financial, is independently owned and operated and licensed to sell insurance in Maine, Virginia, and Tennessee. Insurance products are offered through licensed agents and underwritten by insurance carriers. Product features, availability, and benefits may vary by state and carrier. All guarantees are subject to the claims-paying ability of the issuing insurer. Annuities are long-term insurance products and are not stock market investments; they may include limitations, caps, fees, and surrender charges. This website is a solicitation for insurance. Cobscook Financial does not provide tax, legal, or investment advice. Please consult a qualified professional regarding your individual situation. By submitting your information through this site, you agree to be contacted by a licensed agent.